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Always use complex passwords.
Don't worry about remembering all passwords for all online services. There are variety of free and commercial password management tools available for all platforms, from desktop to mobile, including RoboForm and CommonKey. Use random password generator tools available as a complimentary service, such as RoboForm Password Generator tool at http://www.roboform.com/password-generator-tool or a comparable CommonKey tool at https://commonkey.com/password-generator